Your ₹20 Lakh Down Payment Dilemma! Which investment strategy is better for your dream home? Let's break it down.
That big amount for your dream home is achievable! Bank FDs won't cut it against inflation. Mutual funds offer growth for your 3-5 year goal. But how to invest?
Systematic Investment Plans (SIP) bring discipline. Invest fixed amounts monthly, ride market ups & downs with 'rupee cost averaging'. Perfect for 3-5 year goals.
Got a big bonus or inheritance? Lumpsum means investing all at once. Best for long horizons (7+ years) or after a market correction. Risky for shorter goals!
For lump sums with goals under 5 years, use a Systematic Transfer Plan (STP). Park money in debt, then systematically move to equity. A 'synthetic SIP' for safety!
Don't time the market. NEVER stop SIPs during dips – that's when you buy more! Diversify wisely, factor in inflation, and always have an emergency fund first.
Consistency is your superpower. Ready to make your ₹20 Lakh down payment a reality? Use our calculators to start planning today! Visit sipplancalculator.in