Dreaming of your perfect home? You need ₹25 Lakhs for a down payment. Should you invest it all at once or through a plan? Let's dive in!
Lumpsum means investing a large sum all at once. SIP (Systematic Investment Plan) is investing a fixed amount regularly. Both aim to grow your money for your home goal.
Investing a lump sum bets on perfect market timing. Great if markets surge, but risky if they tank. Volatility can be stomach-churning for a critical down payment.
SIPs remove market timing. Rupee cost averaging means you buy more units when prices are low, smoothing volatility. Consistent investment builds wealth systematically.
Have existing savings? Park them wisely in balanced funds. SIP for the rest in equity-oriented funds. De-risk as your down payment date nears. This balances growth with safety.
Don't time the market, keep funds idle, ignore your time horizon, or forget to de-risk. Separate your emergency fund. Mistakes can cost you your dream home.
Calculate your path to ₹25 Lakhs! Use our SIP, Step-Up SIP, and Goal-based calculators to make your dream home a reality. Start planning today! sipplancalculator.in