Lumpsum vs SIP: Which is Better?

Got a big bonus or regular income? Unsure how to invest in Mutual Funds? Let's dive into the great debate!

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Lumpsum: Go Big or Go Home?

Invest a large sum all at once. Great for immediate market exposure, especially during corrections or a strong bull run. Risk: Market dip right after can be tough!

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SIP: Steady Wealth Building

Systematic Investment Plans. Invest fixed amounts regularly. Mitigates market timing risk via Rupee Cost Averaging. Ideal for salaried & long-term goals.

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Market Swings: Who Wins?

Lumpsum *can* shine in a sustained bull run. SIP excels in bear markets, buying units cheaper. No crystal ball, so balance is key.

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Avoid Common Investing Traps

Don't wait forever for 'the dip' with lumpsum. Never stop SIPs during market corrections – that's when you buy cheap! Consistency beats timing.

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The Smart Hybrid: STP

Have a lumpsum but worried? Use a Systematic Transfer Plan (STP). Park funds in a liquid fund, then auto-transfer to equity. Best of both worlds!

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Plan Your Investment Journey!

Whether Lumpsum or SIP, consistency wins. Use our free online calculators at sipplancalculator.in to map out your financial goals today!

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