Everyone talks tax savings, but what about your *actual* returns? Discover how to calculate your net ELSS gains and truly grow your wealth.
You saved ₹46,800 on ELSS! But did Priya calculate her *post-tax* returns? The real picture of your wealth building comes after considering taxes on your gains.
Surprise! Your ELSS profits aren't entirely tax-exempt. Gains over ₹1 lakh are taxed at 10.4% LTCG. Don't let tax on gains erode your net wealth.
Calculate taxable LTCG, then subtract tax from total gains. See how 14.87% pre-tax can become 14.39% post-tax. Get your true wealth picture!
Don't redeem early! Stagger redemptions to use the ₹1 lakh LTCG exemption annually. Invest via SIPs & choose funds wisely, not just for tax benefits.
Don't chase past returns, ignore the 3-year lock-in, or invest only in March. ELSS is long-term wealth, not a one-off tax fix. Plan holistically!
Ready to calculate your true returns? Use our SIP and Step-Up Calculators to make informed decisions and truly maximize your ELSS wealth! Visit sipplancalculator.in