Hit ₹10 Lakh: SIP vs Lumpsum?

Discover the smartest way to invest in mutual funds and reach your ₹10 lakh financial goal with confidence.

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SIP: Your Steady Wealth Builder

Systematic Investment Plan (SIP) means investing a fixed amount regularly. It's consistent, disciplined, and perfect for monthly income. Builds wealth without market timing stress.

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Lumpsum: Big Impact, Big Risk?

A single, large investment. Offers potential for quick gains if markets rise. But, timing is crucial; a market dip right after can be painful. Best for long horizons.

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SIP's Magic: Rupee Cost Averaging

SIPs buy more units when markets dip and fewer when high. This averages your purchase cost, reducing risk and often boosting returns over time. Ideal for salaried professionals.

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Lumpsum: When to Invest Big

Ideal for large windfalls with a long investment horizon (5+ years). Time in market is key. Consider if confident about long-term trajectory, but market timing is tough.

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The Smart Way: Hybrid SIP + STP

Combine SIP discipline with Lumpsum's power using STP. Invest windfalls into a liquid fund, then systematically transfer to equity. Mitigate market timing risk smartly.

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Ready to Plan Your ₹10 Lakh?

Unlock your financial potential! Use our free calculators to plan your SIPs, set goals, and step up your investments. Visit sipplancalculator.in today!

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