Your ₹1 Crore Dream: Lumpsum in 10 Years?

Want to hit ₹1 Crore in 10 years with mutual funds? Discover the lumpsum you need to invest today to make that dream a reality!

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₹1 Cr Goal: Your Lumpsum Today

Targeting ₹1 Crore in 10 years? At 12% annual return, invest ~₹32.2L. At 15% return, it's ~₹24.7L. Compounding makes small differences HUGE!

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Reality Check: Expected MF Returns

Historically, diversified equity MFs average 12-15% over 10+ years. But 'average' means ups & downs! Fund type, manager skill, & market cycles influence actual gains.

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Beyond Lumpsum: Unseen Factors

Don't forget inflation (₹1 Cr in 10 years feels like ₹60-70L today) and LTCG tax (10% over ₹1L gains). Your risk appetite also guides fund choice for a smooth journey.

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Avoid These Lumpsum Investing Traps

Don't time the market; 'time in market' wins! Avoid chasing past performance. Regularly rebalance your portfolio and consider layering with SIPs for stronger growth.

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Pro Tips: Make Your ₹1 Cr Dream Real

Be patient; markets recover. If unsure, use STP to stagger investment. Diversify across funds. ELSS offers tax benefits + growth. A SEBI advisor helps choose wisely.

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Ready to Plan Your ₹1 Cr Future?

Turn your dream into a plan! Use our Lumpsum & Goal SIP Calculators at sipplancalculator.in to map out your journey to ₹1 Crore. Start calculating your success today!

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