Demystifying how to calculate them & what to realistically expect from your investments.
CAGR works for lump sums. But for SIPs with varied dates & amounts, XIRR is your hero! It calculates your *personal* annualised return. Find it on your fund dashboard!
Equity: 10-15% over 7-10+ years. Debt: 6-8%. Hybrid: 8-12%. These are goals, not guarantees. Markets have cycles – stay long-term!
Investment horizon, fund category, manager skill, market conditions, expense ratio, and inflation all play a role. Choose wisely, stay informed.
Time in market (not timing it), Step-up SIPs, wise diversification, and periodic rebalancing are key. Review, don't obsess daily!
Avoid chasing past returns or panic selling. Always align investments with goals. Understand risk & look at annualised (XIRR), not just absolute, returns.
Ready to estimate your potential wealth? Use our SIP & Step-up SIP Calculators at sipplancalculator.in. Start your financial journey today!