Stop guessing! Learn how XIRR reveals your *true* investment growth for SIPs & lumpsums. It's time to understand your portfolio like never before.
Is 25% 'absolute return' your *real* annual gain? Fund CAGRs don't tell *your* unique story, especially with varied investments. Absolute returns are misleading!
XIRR (Extended Internal Rate of Return) is your personal compass. It factors *all* your transactions – SIPs, lumpsums, withdrawals, and their exact dates – to give *your* precise annualised performance.
Whether it's monthly SIPs, multiple lumpsums, or even withdrawals, XIRR weighs each cash flow's timing. This provides an accurate annualised return for your complex investment journey.
1. Download your CAS. 2. List dates & amounts in Excel/Sheets (investments as negative, current value as positive). 3. Use the =XIRR() function. Many apps do it for you too!
Confusing absolute with annualised, blindly trusting fund CAGR, ignoring exit loads, not considering inflation, and obsessing over short-term volatility are common pitfalls.
Empower yourself with XIRR, the only number that truly matters for *your* portfolio. Make informed decisions about your financial future. Visit sipplancalculator.in to explore tools!