Increase returns with smart annual top-ups.
Your income grows, inflation rises. But a static SIP leaves money on the table, missing out on massive compounding power. Don't just tread water, get ahead!
Give your investments an annual raise, just like you get one! Beat inflation, leverage market growth, and reach financial goals much faster.
Aim for 10-15% annually, or 50-70% of your net salary hike. The key is sustainable growth, not over-committing. Model it with a calculator!
Step up annually after appraisals. Set an auto-mandate! Re-evaluate funds: consider ELSS, Flexi-Cap, or Balanced Advantage funds for diversification.
Avoid not stepping up, setting it too high and quitting, or ignoring fund performance & goals. Consistency + review = powerful long-term wealth creation.
Unlock compounding magic! Use our SIP Step Up & Goal-based SIP calculators at sipplancalculator.in to accelerate your journey to financial freedom.