Project Your Mutual Fund Returns!
Top PG programs in India come with a hefty price tag. Education inflation runs higher than general inflation. A ₹25L MBA today could be ₹55-60L in 12 years! Don't underestimate this beast.
For long-term goals like your child's PG, equity mutual funds via SIPs are your best friend. They historically beat inflation & generate wealth, averaging costs over time.
Realistically, expect 10-12% average annual returns from diversified equity funds over 10-15 years. Use step-up SIPs & goal calculators to hit your target like ₹55L in 12 years!
Flexi-Cap, Large & Mid Cap funds are great for growth. As goal nears (2-3 years out), shift to Balanced Advantage Funds to de-risk & protect your corpus from market volatility.
Don't underestimate costs, start late, or stop SIPs during market falls. Review annually, step-up contributions, and remember to de-risk as you approach the goal.
Ready to plan? Use our Goal SIP & Step-Up Calculators at sipplancalculator.in to get concrete numbers for your child's dream PG. Empower their education with smart planning!