Dreaming of a comfortable retirement with ₹1 Lakh/month? Discover the SIP strategy to make it your reality. Your future self will thank you!
Inflation is real! ₹1 Lakh today will feel like just ₹29,400 in 20 years (at 6% inflation). Plan for *future* buying power, not just today's value.
Compounding is the 8th wonder! A small SIP started early can build a much larger corpus than a massive SIP started late. Time is your biggest asset.
To generate ₹1 Lakh/month (₹12 Lakh/year) post-retirement using the 4% withdrawal rule, you'll need a corpus of ₹3 Crore. It's achievable!
Targeting ₹3 Cr (25 years, 12% return)? Need ~₹25k-₹28k/month. In 20 years? ~₹40k-₹45k/month. The longer you wait, the bigger the SIP!
Use a Step-Up SIP! Increase your investment by 10% annually with salary hikes. A ₹10k initial SIP with step-ups can match a static ₹25k SIP over time.
Don't just dream, plan! Use our easy SIP calculators at sipplancalculator.in to find your exact numbers and start your journey today. #RetireRich