Got ₹50,000 to invest for 5 years? It's a classic question. Let's break down if a one-time investment in Mutual Funds is right for YOU!
Investing a lumpsum means timing the market. For 5 years, a market dip right after investing can impact returns. Your risk tolerance is key here.
For a 5-year horizon, a Systematic Transfer Plan (STP) is often better. Park ₹50k in a liquid fund, then transfer small amounts monthly to equity. Reduces risk!
Consider Flexi-Cap, Large-Cap, or Balanced Advantage Funds. They offer a good balance of growth & controlled risk for 5 years. Match to your comfort level.
Don't chase past returns, align funds with goals, and avoid panic selling. Diversify even small amounts and review your investments annually for best results.
₹50k is a great start! Ride out market drops, they recover. Use STP to invest systematically. Expected returns 10-15% (not guaranteed, historical data).
Ready to plan your investments? Use our SIP Calculator to visualize growth and start smart. Small, consistent steps lead to financial success! sipplancalculator.in