Bonus Time: Lumpsum or SIP?

Got your annual bonus? Discover the best way to invest it for your ₹15 lakh goal – all at once or spread out? Let's find out!

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Lumpsum vs. SIP: The Choice

Your bonus is a lumpsum. Invest it all at once or drip-feed it into mutual funds over months (STP/SIP)? Your comfort & goals matter.

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Lumpsum: Act Fast, Grow Faster

Best when markets are down, you have a long horizon (7-10+ years), and you're cool with volatility. Get your money working immediately!

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SIP/STP: Smart, Steady Growth

Drip-feed your bonus (STP) for Rupee Cost Averaging, reducing risk of market peaks. It takes emotion out & builds discipline for goals.

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Combine & Conquer: Hybrid Wins

Invest a portion as lumpsum, SIP the rest. Or use your bonus to top-up existing SIPs. Always ensure your emergency fund is solid first!

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Bonus Investment Blunders

Don't go 'all or nothing,' chase hot tips, ignore taxes (ELSS!), or invest without a clear goal. Plan wisely for your ₹15 lakh dream!

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Achieve Your ₹15 Lakh Goal!

Ready to make your bonus work harder? Use our free Goal & SIP Calculators to map out your investment journey. Visit sipplancalculator.in now!

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