Mathematically possible! To reach ₹5 Cr in 20 yrs at 12% p.a., you'd need ₹50,000/month. A significant sum for many, but achievable with commitment.
Your calculator shows smooth growth, but reality is bumpy. Inflation erodes buying power; ₹5 Cr in 20 years feels like ₹2 Cr today. Market volatility is real!
Don't just fixate on a fixed SIP! As your income grows, increase your SIP annually (Step-Up SIP). This significantly boosts your corpus with lower initial investment.
Diversify! Consider Flexi-Cap for agility, Large & Mid-Cap for balance, ELSS for tax savings, or BAFs for risk-averse growth. Align funds with your goals & risk.
Don't stop SIPs during market dips! Avoid chasing 'hot' funds & be realistic about returns (10-12%). Review your portfolio annually; financial life isn't static.
The dream is achievable with a plan! Use our Goal SIP Calculator at sipplancalculator.in to map your path. Plan now, secure your future!