How much to invest using a SIP calculator to make your post-retirement dream a reality. Let's crunch the numbers!
Imagine waking up to a steady ₹50,000 income, no alarms. Sounds dreamy, right? But how much do you invest *today* to secure that tomorrow? Let's use a SIP calculator.
₹50,000 today won't buy the same in 25 years. With 6% inflation, you'd need ~₹2.15 lakhs monthly for the same purchasing power! Adjust your target. Aim for a ₹1 Cr corpus.
Target: ₹1 Crore retirement corpus. Priya (30, retires 55, 25 yrs) needs to invest ~₹9,095/month at 10% returns. Rahul (35, 20 yrs) needs ~₹14,545/month. Start early!
Your income grows, so should your investments! Start Priya with ₹5,000/month & 10% annual step-up. She still hits ₹1.03 Cr in 25 yrs! Matches income growth & beats inflation.
Choose Flexi-Cap/Large & Mid-Cap funds for long-term equity growth. Avoid: Underestimating inflation, starting late, stopping SIPs during market volatility. Review annually!
Ready to secure your ₹50,000 monthly retirement income? Use our Goal SIP Calculator, SIP Step-Up Calculator, or basic SIP Calculator at sipplancalculator.in. Your future self will thank you!