SIP for Emergency Fund: Build 6 months' expenses in 2 years!

Life throws curveballs! Don't let unexpected crises derail your finances. Learn how to build a robust emergency fund with smart SIPs in just 2 years.

Crisis Alert! Don't Be Caught Off Guard

Anita's story: A sudden ₹3 lakh medical emergency, but only ₹50k in savings. Your long-term investments are locked. Avoid panic & debt. Your safety net is crucial!

Your Non-Negotiable Financial Shield

Aim for 3-6 months of essential expenses. For Vikram, ₹40k/month means ₹2.4 Lakh. This fund is for safety, liquidity & stability, not high returns. Your spare tyre!

SIP for Emergency Fund? Yes, Smartly!

Leverage SIP discipline, but NOT for volatile equity. Invest in specific debt mutual funds. Better returns than savings, quicker access than FDs, beats inflation.

Your Emergency Fund Warriors

Prioritize safety & liquidity. Choose Liquid Funds (T+1 redemption, low risk) for initial 3 months. Then Ultra-Short Duration Funds for next 2-3 months. No equity!

Build Your Safety Net: 6 Steps

1. Calculate expenses. 2. Target corpus (6x). 3. Set SIP amount (e.g., ₹9.6k/month for ₹2.4L in 2 yrs). 4. Pick Liquid/Ultra-Short funds. 5. Automate! 6. Review.

Start Building Your Peace of Mind!

Don't wait for a crisis. Calculate your emergency fund target and SIP amount today! Visit sipplancalculator.in to plan your financial resilience now.