Dream of ₹2 Cr by 55? Should you SIP monthly or invest a lumpsum? Let's decode the best path for your retirement goal and financial freedom!
Systematic Investment Plan (SIP) means investing a fixed amount regularly. Benefit from Rupee Cost Averaging, buying more units when markets dip. It's automated, consistent, and stress-free!
A Lumpsum investment means putting a large sum all at once. Potentially rewarding during market dips, but timing the market is extremely tricky. High risk if invested before a market crash.
A ₹40k monthly SIP at 12% CAGR for 20 years can build ₹3.99 Cr! Don't forget Step-Up SIPs (increasing contributions annually) to accelerate your wealth significantly.
Why choose? Combine regular, disciplined SIPs with tactical lump sum investments during significant market corrections (e.g., with annual bonuses). Get discipline + opportunistic growth!
Don't stop SIPs during market falls. Don't delay starting. Always step up your SIPs annually. Beware of 'hot tips'. Prioritize proper asset allocation over speculation.
Consistency and smart planning are key! Map your journey and empower your retirement dreams. Use our calculators to plan your SIP today: sipplancalculator.in