₹2 Lakhs, 3-Year Goal: SIP or Lumpsum?

Deepak unravels the best way to invest your bonus or savings for a short-term goal. Don't make common mistakes!

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3-Year Goal? It's NOT Simple!

Got ₹2 Lakhs for a goal in 3 years? Deciding between SIP & Lumpsum is tricky. A short horizon completely changes the investment game. Let's dive in!

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Warning: Avoid Equity for 3 Yrs!

Equity funds are volatile in the short term. For a 3-year goal, the risk of losing capital is too high. Equity is best for 5+ years. Capital preservation is key!

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Lumpsum Works for Stable Funds

A lumpsum investment is effective for 3-year goals when investing in less volatile assets like Short-Duration Debt or Corporate Bond Funds. Your money works from day one!

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SIP: Less Efficient for ₹2 Lakhs Now

While SIPs offer discipline, if you have the full ₹2 Lakhs upfront for a 3-year goal, a SIP means part of your money sits idle. You'd lose out on early growth.

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Deepak's Smart Move: Lumpsum

Invest your ₹2 Lakhs as a lumpsum into Short-Duration Debt, Corporate Bond, or Balanced Advantage Funds for a 3-year goal. Aim for steady growth, not high risk!

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Plan Your Goal Smartly!

Ready to make your ₹2 Lakhs work? Calculate potential returns and explore investment scenarios with our free calculators! Visit sipplancalculator.in now!

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