The ₹5,000/Month Investment Dilemma
Lumpsum: Invest it all at once. SIP: Invest a fixed amount monthly over time. Both get your money working, but differently.
Rupee Cost Averaging buys more units when markets dip. It builds discipline and helps manage emotional market swings, perfect for new investors.
Ideal for large windfalls during market dips or very long-term horizons (15+ years). Requires high risk tolerance & a robust emergency fund.
Got a bonus? Invest it in a liquid fund, then systematically transfer to equity via STP. Benefits: immediate earnings & rupee cost averaging.
Don't time the market or stop SIPs during dips! Remember to step-up your SIPs and always link investments to clear financial goals.
Ready to start your SIP? Use our free calculators to see how your money can grow and achieve your financial goals. Visit sipplancalculator.in today!