Extra cash or bonus? In wobbly markets, should you invest it all at once (Lumpsum) or spread it out (SIP)? Let's demystify your options for wealth creation.
Systematic Investment Plans leverage 'rupee cost averaging.' When markets dip, your fixed SIP buys more units, lowering your average cost. It's automating 'buy low'! Perfect for long-term goals.
Investing a large sum at once can be great if timed perfectly, but market bottoms are impossible to predict. Mistiming can lead to significant short-term losses and emotional decisions. High risk!
Don't choose! Use a Systematic Transfer Plan (STP). Park a large sum in a liquid fund, then systematically move it into equities. Earn returns while averaging your entry, blending SIP & Lumpsum benefits.
Never stop SIPs during dips – you miss cheaper units. Don't try to time the market. Invest with clear goals. And remember to review your portfolio periodically.
SIPs champion volatile markets. For large sums, use STPs. Ready to plan your financial future? Use our SIP & Goal Calculators at sipplancalculator.in. Start visualizing your wealth!