Confused about how to start investing? Let's break down SIP and Lumpsum for your first mutual fund journey.
SIP is like buying apples monthly – fixed amount, regular intervals. Lumpsum is buying all at once – a single, larger investment. Which fits your income flow?
SIPs offer Rupee Cost Averaging. You buy more units when markets are down, fewer when up, averaging your cost. It beats market timing & emotional panic for beginners!
Good for large, infrequent sums (inheritance, property sale) if you *believe* markets are low. For beginners, it's risky due to volatility & potential disappointment if markets dip.
Got a big bonus? Invest it in a liquid fund, then use a Systematic Transfer Plan (STP) to drip-feed it into equity. Get averaging benefits without timing the market!
❌ Trying to time the market. ❌ Stopping SIPs during falls. ❌ Lumpsum in volatile funds as a newbie. ❌ Forgetting to review investments. Stay disciplined!
Ready to invest? Use our powerful SIP Calculators to see your wealth grow and achieve your goals! Visit sipplancalculator.in today.