Which is better for your ₹5 Lakh in the current market? Dive into the SIP vs Lumpsum debate and discover the smartest move for your money.
Got ₹5 Lakh? Rahul's dilemma is yours too: Invest it all at once (Lumpsum) or spread it out (SIP)? Let's cut through the noise and find the smartest move for you.
SIP (Systematic Investment Plan) means investing smaller amounts over time. It uses 'rupee cost averaging,' buying more units when markets dip, averaging your price & reducing risk.
Investing your entire ₹5 Lakh at once (Lumpsum) can offer higher returns long-term if timed well. But it's risky! Poor timing can lead to significant short-term losses.
For ₹5 Lakh, STP (Systematic Transfer Plan) is key! Park funds in a low-risk debt fund, then transfer fixed amounts to equity monthly. Get rupee cost averaging & earn better interest.
Don't time the market, let money sit idle, or ignore your risk profile. Diversify & link investments to your financial goals. Know your comfort with volatility!
Ready to make your ₹5 Lakh work harder? Visit sipplancalculator.in to use our SIP & Goal SIP calculators. Plan your future with confidence!