Unlock the secret to building serious wealth without a huge initial investment. Discover how a small annual increase can make a monumental difference to your financial goals.
It's an automatic instruction to annually increase your monthly SIP contribution by a fixed percentage (e.g., 5% or 10%). It aligns investments with your natural income growth, effortlessly.
Start with a more manageable initial SIP. Ideal for moderate income growth, offering a gentle, consistent incline towards ₹1 Crore. Prioritises stability and reduces initial burden.
Significantly lowers your initial SIP for a ₹1 Crore goal. Perfect for high-growth careers, leveraging double-digit increments to supercharge your compounding and reach goals faster.
Consider your income growth trajectory, current financial commitments, and goal urgency. Review annually: you can always adjust the percentage as your life and earnings evolve.
Don't set an unrealistic initial SIP, ignore income growth, or forget to enable the step-up. Crucially, NEVER stop SIPs during market falls – that’s when you buy more units cheap!
Visualise your wealth journey! Head over to our SIP Step-up Calculator to punch in your numbers and see how achievable your dreams truly are. Start building your future today!