Dreaming of a ₹2 Cr corpus? Many start with a Regular SIP, but there's a powerful tweak to achieve big goals much faster. Discover the game-changer.
You invest a fixed amount monthly, building discipline and leveraging compounding. It's a great start, but does it grow as fast as your income? Often, it falls short.
This smart evolution lets you increase your SIP by a percentage (like 10%) or fixed amount annually. It aligns your investments with your rising income, not just lifestyle creep!
Your income doesn't stay stagnant, so why should your SIP? A Step-up SIP redirects your annual raises directly into wealth creation, giving your corpus a yearly boost.
Rahul (Regular SIP, ₹10k/mo): ~₹1 Cr in 20 years. Anita (Step-up SIP, ₹10k/mo + 10% annual increase): A staggering ₹2.31 Crores! Same start, double the result!
Start small, define a 5-15% annual step-up. Link it to your appraisal for ease. Crucially, automate it! Choose equity funds & avoid chasing returns or panicking.
Ready to turn your salary hikes into serious wealth? Use our Goal & Step-up SIP Calculators to plan your path to ₹2 Cr!