Dreaming of a regular monthly income from your mutual fund investments? Unlock this financial superpower with a Systematic Withdrawal Plan (SWP)!
Think of it as the reverse of SIP! You regularly withdraw a fixed amount from your mutual fund corpus. It’s systematic, predictable, and gives you control over your cash flow.
Don't guess your financial future! A calculator helps you determine if your corpus is big enough, what withdrawal rate is sustainable, and how long your money will last. Plan with precision!
Focus on a 4-6% sustainable annual withdrawal rate, build a substantial corpus, and choose stable funds like Balanced Advantage or Hybrid Funds. Avoid overly volatile options!
For predictable income, SWP often wins! You control the amount, it's generally more tax-efficient, and transparent. Dividends are discretionary and often less reliable.
Don't ignore inflation, withdraw too aggressively, or forget market volatility. Rebalance regularly and remember SWP is versatile – not just for retirement, but for all life stages!
Take control of your finances! Explore the possibilities of an SWP. Visit sipplancalculator.in to use our SWP Calculator and start planning your steady income stream today!