Are rising education costs keeping you up? Discover a powerful strategy to secure your child's dreams.
Regular SIPs often fall short. Education inflation averages 10-12% annually, making today's ₹10L degree ₹40-50L in 15 years. Your fixed SIP can't keep up!
Systematically increase your monthly investment by a fixed percentage or amount annually. It aligns savings with your growing income & inflation. A true game-changer!
Start with ₹10,000/month. Opt for 10% annual step-up. Year 2: ₹11,000. Year 3: ₹12,100. Small increases, monumental difference over 10-15 years for your child's goals!
Vikram needs ₹1Cr in 18 years. Regular ₹15K SIP = ₹1.25Cr. Same ₹15K SIP with 10% step-up = over ₹2.5Cr! Double the corpus for a brighter future.
Don't underestimate inflation, start late, or be too conservative. Step up your SIPs, choose equity funds for long-term goals (10+ years), and avoid frequent fund hopping.
Ready to make your child's education dreams a reality? Use our Goal-Based & Step Up SIP Calculators on sipplancalculator.in to start planning today!