Dreaming of an early, relaxed retirement? Discover how a smart SIP strategy can get you to a ₹1.2 Crore corpus by age 48. Let's plan your future!
Like Anita, many dream of early semi-retirement. Building a ₹1.2 Crore corpus in 18 years (age 30 to 48) seems daunting, but it's totally achievable with the right strategy!
To hit ₹1.2 Cr in 18 years with 12% returns, a static SIP of ₹21,100 monthly is needed. For many, this initial amount feels like a big jump to start with!
Your income grows, so should your SIP! Start with a smaller amount (e.g., ₹15,000) and increase it by 10% annually. This makes it manageable & incredibly powerful!
For an 18-year horizon, focus on equity-oriented funds. Consider Flexi-Cap, Large & Mid Cap, or Balanced Advantage Funds for long-term growth and diversification.
Consistency beats timing. Don't stop SIPs in market dips or chase returns. Start early, review annually, and avoid common mistakes like underestimating inflation.
Ready to calculate your path to ₹1.2 Cr? Use the free calculators at sipplancalculator.in to map out your personalized SIP strategy! Happy Investing!