Dreaming of overseas education for your child? Let's get real about the numbers!
Education inflation (8-10% annually) means today's ₹1.2 Crore dream will cost nearly ₹4.8 Crore in 18 years. Plan for the real target!
To reach ₹4.8 Crore in 18 years (at 12% equity returns), you'll need a monthly SIP of ₹62,000 - ₹65,000. Start strong!
Can't start with ₹65K? Begin with ₹35K and increase your SIP by 10-15% annually. It leverages income growth and compounding powerfully.
Go aggressive (80-90% equity) initially. As the goal nears (last 3-5 years), gradually shift to safer debt assets to protect your corpus.
Never ignore inflation, don't start late, use step-up SIPs, and don't panic during market volatility. Review your plan yearly!
Ready to plan? Use our SIP calculators at sipplancalculator.in to visualize your journey to overseas education success!