Salaried professional? Dream of a ₹3 Cr retirement fund by 58? Discover the smart SIP strategy that makes it possible!
₹3 Cr today won't be ₹3 Cr tomorrow. Factor in inflation (e.g., 6%)! Your goal needs to be realistic to maintain purchasing power at 58.
Fixed SIPs fall short. Increase your monthly investment by 10% annually with salary hikes. Priya started with ₹10K, hit ₹4.5 Cr in 26 years!
For 15+ years, diversified equity mutual funds are key. Consider Flexi-Cap, Large & Mid Cap, Index Funds, or Balanced Advantage for growth & stability.
Don't 'set and forget'. Annually review fund performance, step up SIPs, and gradually shift to debt as you near 58 to protect your corpus.
Don't start late, skip step-ups, stop SIPs in downturns, chase returns, or lack an emergency fund. Discipline is your best friend!
Calculate your path to ₹3 Cr! Use the SIP and Step-Up Calculators at sipplancalculator.in. Your future self will thank you!