₹10 Lakh in 5 Yrs: Lumpsum vs SIP?

Dreaming of hitting ₹10 Lakh in just 5 years? Whether for education, a home, or a new venture, discover the smartest way to invest for your goal!

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Lumpsum vs SIP: The Core Dilemma

Got a big sum or investing monthly? Lumpsum invests all at once. SIP spreads it out, averaging costs over time. Which method best fits your ₹10 Lakh goal?

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When Lumpsum Makes Sense?

Invest a windfall (bonus, inheritance) for immediate compounding. Or, cautiously invest during major market corrections. Also great for less volatile Debt/Hybrid Funds.

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SIP: Your Steady Wealth Builder

Invest consistently, automatically! SIP's rupee-cost averaging smooths market ups & downs, reducing risk. Ideal for regular income & long-term wealth creation.

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Avoid the 'Wait & Watch' Trap!

Don't miss compounding! Waiting for 'perfect' timing often leads to lost opportunities. If you have a lump sum, consider a 'Staggered Lumpsum' via STP.

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Smart Funds for Your 5-Yr Goal

For a 5-year horizon, consider Large-cap, Flexi-cap, or Multi-cap funds. Risk-averse? Balanced Advantage Funds offer stability. Avoid very niche funds.

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Start Now! Calculate Your Path!

Don't delay! Figure out your monthly investment for ₹10 Lakh using sipplancalculator.in. Start your journey today! Your future self will thank you!

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