Building a ₹2 Cr retirement fund by 50 seems impossible, but it’s a plan, not a fantasy! Discover the secret to making this massive goal achievable.
Time is your biggest asset. Starting SIP at 25 vs 35 means vastly different monthly investments. The longer your money rolls, the bigger the snowball effect. Don't wait, compound!
Aiming for ₹2 Cr by 50? At 12% returns over 25 years, a ₹12,700/month SIP works. Even better: Start with less & use a 'Step-Up SIP' (+10% annually) to reach ₹2.4 Cr!
For your ₹2 Cr goal, equity mutual funds are key. Consider Flexi-Cap, Large & Mid Cap, ELSS (tax savings!), or Balanced Advantage Funds. Diversify wisely for best results.
Don't stop SIPs during market dips – it's a 'sale'! Always step up your SIP as income grows. Avoid chasing past returns & regularly review your portfolio to stay on track.
It depends on lifestyle! Starting late means higher SIPs (e.g., ₹55K/month at 35). Equity is crucial, but diversify. Never pause SIPs in downturns; it's a golden opportunity.
Building ₹2 Cr by 50 is possible with discipline! Calculate your path to freedom. Find your ideal SIP and step-up plan. Visit sipplancalculator.in to start planning today!