Save up to ₹1.5 Lakh under 80C! Equity Linked Savings Scheme (ELSS) is a mutual fund offering tax benefits & wealth creation potential through stock market investments.
ELSS has a mandatory 3-year lock-in. Don't fear it! This period helps you ride market volatility, fostering long-term wealth creation by staying invested through cycles.
Don't chase last year's top fund! Look for reputable fund houses, experienced managers, low expense ratios, diversified portfolios, and consistent returns over 3-7 years.
For ₹1.5 lakh ELSS, a monthly SIP (₹12,500) from April is ideal. It leverages rupee cost averaging, reduces market timing risk, and builds discipline. Lumpsum is riskier.
Avoid waiting till March, chasing short-term returns, or forgetting the lock-in & taxation. Start early with SIPs, focus on consistency, and review your portfolio annually.
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