Privacy Policy

SIP Plan Calculator ("we," "us," "our"), accessible from https://sipplancalculator.in (the "Site"), is committed to protecting your privacy. This Privacy Policy explains what personal data we collect, why, how you can control it, and your rights under India's Digital Personal Data Protection Act, 2023 ("DPDP Act").

What Data We Collect

We do not require account creation to use our calculators. The data we may process is limited to:

• Usage/log data: IP address, browser type, device type, pages visited, and timestamps, collected automatically by our hosting provider and analytics tools.
• Analytics cookies: via Google Tag Manager / Google Analytics, to understand how visitors use the Site.
• Advertising cookies: via Google AdSense, to serve and measure ads. Google may use this data in line with its own advertising policies.
• Push notification data: via OneSignal, only if you explicitly opt in — we store a device identifier to send you update notifications. You can unsubscribe at any time through your browser's notification settings.
• Contact form / email data: if you email us at contact@sipplancalculator.in, we retain that correspondence to respond to your query.

Calculator inputs (investment amount, return rate, time period, etc.) are processed in your browser to generate results and are not stored on our servers or linked to your identity.

Cookie Consent

On your first visit, a banner lets you accept or decline non-essential cookies (analytics, advertising, push notifications). Your choice is stored in your browser and applied on future visits. You may change your choice at any time by clearing your browser's local storage for this Site and reloading the page.

Legal Basis and Purpose

We process the data above only for the purposes stated: operating and improving the Site, measuring and serving advertising, and (where you opt in) sending push notifications. We do not sell personal data to third parties.

Your Rights Under the DPDP Act

As a data principal under the DPDP Act, you have the right to: access information about the personal data we hold about you; request correction or erasure of your personal data; withdraw consent at any time (e.g., via the cookie banner or by unsubscribing from push notifications); and file a complaint if you believe your data has been mishandled. To exercise any of these rights, contact our Grievance Officer below.

Grievance Officer

For privacy-related requests or complaints, contact:
Email: contact@sipplancalculator.in

Data Retention

Log and analytics data is retained only as long as necessary for the purposes described above, subject to the retention periods of our third-party providers (Google, OneSignal). Email correspondence is retained until no longer needed to resolve your query.

Third-Party Links

Our Site may link to external sites (e.g., mutual fund AMC pages, SEBI/AMFI resources). We are not responsible for the privacy practices of those sites.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.