Unlock the secret to financial freedom! Discover how much corpus you need for a ₹45,000 monthly passive income using an SWP calculator.
Imagine money hitting your account monthly, without lifting a finger. This guide breaks down the corpus needed for a sustainable ₹45,000 passive income.
For ₹5.4 Lakhs annually, you'll need ₹1.35 Cr (4% withdrawal) or ₹1.54 Cr (3.5% conservative withdrawal) using a Safe Withdrawal Rate.
Don't deplete your wealth! A 3.5-4% SWR ensures your corpus lasts decades, fighting inflation & market volatility. It's about sustainability, not just high returns.
Achieve your target with Systematic Investment Plans (SIPs). Even ₹15,000/month with a 10% annual step-up can build ₹1.88 Cr in 20 years. Start early!
Systematic Withdrawal Plans offer predictable monthly income, unlike dividends. They are often more tax-efficient and help preserve your capital for the long run.
Ready to calculate your path to passive income? Use our SIP Step-Up & Goal SIP Calculators on sipplancalculator.in to empower your financial journey!